Supporting teachers today. Securing every member’s tomorrow.
A trusted digital home for transparent welfare administration, secure member access and stronger financial wellbeing.
OTP-secured accessNo password to remember
Transparent recordsReceipts, balances and statements
Mobile Money paymentsVerified Redde transactions
KMTW PortalMember dashboard
Your welfare, clearly organised.
Everything members need. Everything managers need to stay accountable.
The platform brings the full welfare journey into one clear, secure and easy-to-use digital experience.
See every contribution and balance clearly.
Members can follow their contribution history while managers post, import, reconcile and reverse entries through a controlled ledger.
Access the portal →Apply, approve and repay with confidence.
Loan terms, 1% monthly interest, flexible repayments, maturity dates and refinancing are presented in a simple and transparent workflow.
Share welfare returns transparently.
Approved dividend pools are allocated fairly, distributed with individual receipts and retained for future reference.
Manage partial withdrawals responsibly.
Eligibility, approval, payment and the next qualifying date are calculated and recorded through a complete workflow.
Pay contributions and loans from your phone.
Verified Redde Mobile Money payments are posted automatically and linked to an official KMTW receipt.
Turn every record into useful information.
Members download branded statements while managers access reconciliation, portfolio and audit reports.
A secure welfare experience that feels effortless.
No complex passwords and no disconnected records. Members enter their registered details, verify a one-time code and access everything available to them.
Login securely →Enter your registered details
Use your welfare account number and Ghana mobile number on the single login page.
Verify the SMS code
A six-digit one-time code confirms your identity without requiring a permanent password.
Manage your welfare account
Review records, make payments, submit requests and download statements from one dashboard.
One platform. Two focused experiences.
Members get clarity and convenience. Welfare managers get the control and evidence required for responsible administration.
Your financial welfare, always within reach.
- View contribution balances and transaction receipts
- Apply for loans and follow repayment progress
- See dividends and withdrawal eligibility
- Pay securely and download branded statements
Stronger controls without unnecessary complexity.
- Manage members, periods and financial policies
- Import historical data with validation previews
- Approve benefits and reverse errors safely
- Reconcile ledgers, export reports and review audit logs
Every important action leaves a clear and trustworthy record.
The platform protects access, verifies online payments and preserves financial history so corrections do not erase the original transaction.
Role-based accessMembers and managers see only what their roles permit.
Controlled financial reversalsIncorrect entries are reversed with reasons, not silently deleted.
Audit and reconciliation reportsManagers can trace actions and review financial control checks.
Built to support trust at every stage.
“A stronger welfare community begins with clear records, fair processes and service members can trust.”
Welfare built on trust, service and shared progress.
We bring members and welfare managers together in one secure platform designed to improve visibility, communication and accountability.
TransparencyClear records and responsible administration.
Member serviceAccessible tools and timely communication.
Shared progressA stronger welfare community built together.
Everything starts from one secure login.
Use your registered account number and mobile phone to access the portal.